Digital payments for the next half billion
Through this series, we explore the opportunities and challenges that innovations in digital payments offer to the next half-billion.
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Can ‘Offline’ Drive Digital Payments in India?
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![Vinith Kurian](https://storage.googleapis.com/d91-assets/latest/PXL_20220902_024125648_PORTRAIT_c3eb211a8e/PXL_20220902_024125648_PORTRAIT_c3eb211a8e.jpg)
In the fifth blog of the Digital Payments for the Next Half Billion series, we explore the importance of 'offline' digital payments in furthering financial inclusion in India.
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Can Credit on UPI drive Financial Inclusion in India?
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![Vinith Kurian](https://storage.googleapis.com/d91-assets/latest/PXL_20220902_024125648_PORTRAIT_c3eb211a8e/PXL_20220902_024125648_PORTRAIT_c3eb211a8e.jpg)
Our fourth blog examines the implications of enabling credit on UPI for financial inclusion in India. Is it an effective concept or just a case of much ado about nothing?
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Voicing Their Needs: Can Voice Technology Make Payments Easier for Digital Newcomers?
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![Vinith Kurian](https://storage.googleapis.com/d91-assets/latest/PXL_20220902_024125648_PORTRAIT_c3eb211a8e/PXL_20220902_024125648_PORTRAIT_c3eb211a8e.jpg)
Our third blog of the Digital Payments for the Next Half Billion series explores if voice technology can bridge the digital divide and provide a more accessible way of making transactions digitally.
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Can ‘e-RUPI’ enable digital payments for the unbanked?
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![Vinith Kurian](https://storage.googleapis.com/d91-assets/latest/PXL_20220902_024125648_PORTRAIT_c3eb211a8e/PXL_20220902_024125648_PORTRAIT_c3eb211a8e.jpg)
In our second blog of the Digital Payment for the Next Half Billion series, we explain the e-RUPI voucher-based payment, its usefulness for 'Bharat', and potential design flaws that could derail it.
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Has UPI Lite solved for small-value transactions in India?
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![Rajashree Gopalakrishnan](https://storage.googleapis.com/d91-assets/latest/Full_Size_Render_c5aaef39e7/Full_Size_Render_c5aaef39e7.jpg)
![Monami Dasgupta](https://storage.googleapis.com/d91-assets/latest/Monami_Dasgupta_39ecae917c/Monami_Dasgupta_39ecae917c.jpg)
![Vinith Kurian](https://storage.googleapis.com/d91-assets/latest/PXL_20220902_024125648_PORTRAIT_c3eb211a8e/PXL_20220902_024125648_PORTRAIT_c3eb211a8e.jpg)
In our first blog for the Digital Payment for the Next Half Billion series, we explain the UPI Lite model, and its various use cases along with design suggestions for payment apps offering UPI Lite.
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