UPI's Next Frontier: Delegated Payments and the Future of Financial Access for Dependents

By

Delegated payments on UPI could be pivotal in empowering dependents and underserved users with secure access to digital finance. Could it also unlock downstream financial products for them?

Can ‘Offline’ Drive Digital Payments in India?

By

In the fifth blog of the Digital Payments for the Next Half Billion series, we explore the importance of 'offline' digital payments in furthering financial inclusion in India.

Can Credit on UPI drive Financial Inclusion in India?

By

Our fourth blog examines the implications of enabling credit on UPI for financial inclusion in India. Is it an effective concept or just a case of much ado about nothing?

Voicing Their Needs: Can Voice Technology Make Payments Easier for Digital Newcomers?

By

Our third blog of the Digital Payments for the Next Half Billion series explores if voice technology can bridge the digital divide and provide a more accessible way of making transactions digitally.

Can ‘e-RUPI’ enable digital payments for the unbanked?

By

In our second blog of the Digital Payment for the Next Half Billion series, we explain the e-RUPI voucher-based payment, its usefulness for 'Bharat', and potential design flaws that could derail it.

Has UPI Lite solved for small-value transactions in India?

By

In our first blog for the Digital Payment for the Next Half Billion series, we explain the UPI Lite model, and its various use cases along with design suggestions for payment apps offering UPI Lite.