Dharmesh BA


Designing for Account Aggregators
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Design principles for data sharing through Account Aggregator apps.
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Venkatesh — Adopting technology to grow restaurant sales
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Venkatesh runs a restaurant in Bangalore and learnt the tricks of his trade from his uncle with whom he previously worked under. He later set up his own restaurant, and now his signature Andhra style Biriyani, attracts both walk-in and online customers.
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Meet Arun — Part I
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Arun, a 26-year-old single child. He has grown up in Bangalore and currently lives with his parents. He works as an operations manager in a young tech startup.
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Stree Shakti Sangha
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Stree Shakti is a program launched by the Government of Karnataka to strengthen women’s access to financial services and make them self reliant. The program draws self help groups (SHGs) wherein skill access to financial services is provided through micro-credit and savings products.
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Gauri — Working at Anganwadi and running a tailoring business
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Gauri, a 42-year-old woman raised in a small village near Tumkur in Karnataka, stays in her own house with her husband and daughter. Her son migrated to Bangalore for his job.
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Meet Gagan
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An ambitious 27-year-old who grew up in Jhansi and is currently residing and working in Bengaluru for an IT firm.
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Meet Hari
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Hari is a 26-year-old, originally from Kottayam, who works as a Business Analyst at a SaaS company in Bangalore. Hari finished his schooling and graduation in Kerala after which he pursued his MBA in Mangalore.
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Account Aggregators and the Future of data sharing
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What does the new entrant in the India Stack hold for the future India?
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Meet Ratna
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Ratna is a 28-year-old woman who grew up in Pune and is currently residing and working in Bengaluru for an IT firm. Although she is originally from Karnataka, she has spent a larger part of her life in Pune and is more fluent in Marathi than her mother tongue, Kannada.
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Meet Arun — Part II
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Arun, a 26-year-old is the single child who lives with parents in the heartland of Bengaluru. Arun has lived in this city all through his life and is a true Bengalurian by heart. He currently works as an operations manager in a young tech startup.
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Meet Som — Part I
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28-year-old Som is a Senior Consultant in the HR Tech domain. He lives in Gurugram with his mother. He completed his schooling and graduation in New Delhi. Later, he went ahead to pursue MBA after 2 years of work experience.
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Meet Som — Part II
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28-year-old Som is a Senior Consultant in the HR Tech domain. He lives in Gurugram with his mother. He completed his schooling and graduation in New Delhi. Later, he went ahead to pursue MBA after 2 years of work experience.
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Meet Naman
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Naman is a fresh MBA graduate with 3 years of work experience in Sales. He is back home in Bengaluru after finishing his MBA in Mumbai and is currently looking for a job.
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Meet Surya
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Surya is a 26-year-old man who works as an office assistant in a startup office located in the ever-hustling city of Bangalore. Surya is married and is blessed with two boys, one 5 years old and other 3. Surya lives in an independent home with his parents and a younger brother. Growing up in the family of 5 siblings, Surya is the 4th kid.
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Meet Basker
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Basker is a 29-year-old man who works as an admin manager in a Homeopathy clinic based out of Bangalore. Basker is unmarried and stays with his family. He takes immense pride in the fact that all their family members live under one roof which includes his parent, siblings along with their partner and their kids.
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Meet Varun
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Varun is a 29-year old man who works as a security guard as a part of an agency. He is currently being assigned to co-working organisation on a contract basis. Varun is unmarried and stays with three other roommates in Bangalore. He is originally from Mayurbhanj, Orissa and comes from a farming background where his dad owns a piece of land and grows rice.
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MSMEs in numbers
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Micro, Small and Medium Enterprises (MSMEs) form a vital component of the Indian Economy. MSMEs contribute to around 29% of total India’s GDP and are the second-highest employment generation sector in the country, only next to the agricultural sector. This post gives an overview of the MSME sector in India
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